People like Jane Jensen and Al Lowe won't make a run with our money... you people can be ridiculous sometimes. These people have been working in the games industry since before most of us were born, they are not the kind of person you wouldn't trust to develop a game.
There are already cases where small developers didn't deliver(kickstarter has been on for a while), but that is expected from people without a track record. Use your common sense and all will be fine.
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