I like your way of thinking. It would be nice if there were more people like you, helping others.
I'm currently working on a full-fledged adventure horror game. We are three developers right now. The only drawback is that we don't have an engine to work with yet. But our programmer is working hard to learn how to make it. We have come pretty far with the story and concept of the game and made many 3D assets.
If we are lucky and make the game complete and ready to release we hope that it will be the start for us to work as indie game developers.