[Jeysie]

Ninth:

Thanks to the fact that I have a poor memory, I have on several occasions managed to set down my purse/bag/wallet/backpack/etc. and then walk off and forget about it until much later.

(Though I was very lucky in that in almost every case I got my item back with nothing stolen out of it. I did, however, once lose a jacket when I left it on the back of a chair in a bus terminal. Fortunately it was just a cheap second-hand windbreaker. But anyhoo.)

So, speaking as such a person, I think you should indeed be harsh with her and tell her you're not loaning her your stuff ever again unless it's staying in her house or you're with her while she uses it.

If she has a bad memory, then no matter how careful she tries to be, she's still likely to goof up on occasion. If she's simply careless, then you definitely don't want her using your stuff.

Peace & Luv, Liz