Ok, i'm back.
Paypal is a business, and just like any other business; they're trying to make money. Paypal is free....as long as you only receive payments that draw from a bank account.
You can set a paypal account to draw money from different sources, like a bank account, debit or credit card. But in order to accept payments from a debit or credit card, you have to sign up for their premier account, in which they take a percentage of any money that comes through your account, which is how they make their money. But you can put in your auction that you don't accept payments from credit cards and debit cards to avoid having to pay a fee, but most of the people on ebay are friggin' idiots and they'll pay you that way anyway, and you'll have to deny it.
Sometimes it's a pain in the ass, but mostly it's good to have.
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