It's not a joke, it's just a common saying (in England at least), "make sure you're wearing clean underwear, in case you're hit by bus.) Afterall, one wouldn't want to have paramedics cut them out of their clothing, only to discover one was wearing soiled undergarments.
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"Jatsie is amazing." - Jazhara
"My mental image of Jat is a gentleman sitting in a leather armchair, wearing a robe. The light in the room is dim and strangely he's not sitting in front of a computer, but next to a small, round table with a box of cigars on." - Jelena
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