I'd agree with you on Resident Evil 1, but 2, 3 and the amazing 4 are all pretty much action games, that are 'survival' because they don't give you enough ammo. I wouldn't really say they were horror because it's all pretty tame really. The only thing that makes me jump in Resident Evil games is sudden movement, like the hands through the walls, things smashing through windows etc
Haunting Ground has 'oh my, did that really happen? that's sick!' moments instead of 'oh look, another zombie!' moments hehehe